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Homeowner Insurance & HOA Insurance: What's the Difference?

While both homeowners insurance and HOA insurance offer protection, they are not the same. The critical difference between these two types of insurance is what they cover. Homeowner insurance typically applies to the property and personal belongings of the homeowner, whereas HOA insurance applies to the property and liability of the homeowners association.

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How to Retain New Homeowners in Your HOA

To be a genuinely successful HOA, you can't simply focus all your efforts on attracting new homeowners. Your board must also work hard to keep new and existing members. All methods from last week's post apply, but here are a few additional tips for retaining homeowners.

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How to Deal With Troublesome Homeowners

For many associations, the Board of Directors' most significant issue is dealing with demanding homeowners. Even the most even-tempered folks have "hot buttons." Dealing with the emotions entwined in ownership of one's home can push those buttons and create problems in an association.

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First-Time Homebuyers Guide to HOAs

Do you have your eyes on a particular home? The first thing you should do is ask your real estate agent if it's part of a community association.

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