When disaster strikes—whether it’s a hurricane, fire, or a burst pipe—HOA boards are often forced to act before the insurance claim is settled. The gap between the loss and the arrival of insurance funds can be stressful and confusing.
Insurance renewal shouldn’t be a signature exercise. Boards should understand what changed, what the property is currently valued at, how deductibles affect the association, and whether coverage still reflects the community’s actual risks.
Sometimes the reserve study identifies funding needs that the existing budget simply cannot support. This article explains how boards can approach the gap without jumping immediately to a special assessment.
Learn what Florida’s Rule 61B-19.004 means for HOA board education, including director certification, continuing education, and board training requirements.
Learn what Florida’s Rule 61B-19.001 means for condominium board education, including BMC, milestone inspection, SIRS, and director certification requirements.
What changed since last year's budget assumptions? Learn how condo boards can identify material changes and build a budget they can explain to owners.
A final checkpoint for Florida condo boards ahead of December 31, 2026: confirm SIRS status, reserve funding, inspection records, and owner communication.
Completing a Structural Integrity Reserve Study is only the start. How Florida condo boards turn findings into reserve funding, timelines, and owner updates.
As of January 1, 2026, Florida condo associations with 25 or more units must post official records online. Here's exactly what belongs on your website and when.
