It can be a frightening ordeal to consider the possibility of fraud in your community, but there are steps you can take to protect yourself and your HOA.

Under Florida law, an association attempting to enforce a covenant or restriction against one homeowner while allowing another homeowner to violate the same regulation without consequences constitutes selective enforcement. Unfortunately, this is a common problem for association boards.

This post focuses on the following question: How should HOAs allocate reserve fund contributions between the community's portion completed and future planned build-outs?