Navigating rentals in a condo association is already hard enough; adding insurance can be maddening. Yet, condo rental insurance is a significant asset every condo rental owner should get.
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Workers' compensation insurance, or workers' comp for short, provides wage replacement and medical benefits to employees who injure themselves while on the job. In exchange, employees waive their right to sue their employer for the tort of negligence.
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While both homeowners insurance and HOA insurance offer protection, they are not the same. The critical difference between these two types of insurance is what they cover. Homeowner insurance typically applies to the property and personal belongings of the homeowner, whereas HOA insurance applies to the property and liability of the homeowners association.
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