Individual directors sometimes make commitments to vendors, residents or contractors without board authorization. This creates confusion and can undermine the authority of the entire board.
Healthy boards can disagree without becoming dysfunctional. The real issue isn't disagreement but whether directors can deliberate professionally, make a decision, and support the board's final action.
Boards often focus on the premium while overlooking the financial impact of a large deductible. This article explains why the deductible belongs in broader financial and emergency planning.
Sometimes the reserve study identifies funding needs that the existing budget simply cannot support. This article explains how boards can approach the gap without jumping immediately to a special assessment.
When disaster strikes—whether it’s a hurricane, fire, or a burst pipe—HOA boards are often forced to act before the insurance claim is settled. The gap between the loss and the arrival of insurance funds can be stressful and confusing.
Insurance renewal shouldn’t be a signature exercise. Boards should understand what changed, what the property is currently valued at, how deductibles affect the association, and whether coverage still reflects the community’s actual risks.
Learn what Florida’s Rule 61B-19.004 means for HOA board education, including director certification, continuing education, and board training requirements.
A final checkpoint for Florida condo boards ahead of December 31, 2026: confirm SIRS status, reserve funding, inspection records, and owner communication.
Learn what Florida’s Rule 61B-19.001 means for condominium board education, including BMC, milestone inspection, SIRS, and director certification requirements.
